How it works
LOANS DESIGNED FOR YOUR LIFE
With a panel of 30+ lenders, we make it easy to compare your options and find rates and terms that suit your needs.
Our leading rate today:
We compare 30+ trusted lenders
How does it work?
Six simple steps to settled
From your first enquiry right through to settlement, your dedicated Fido Finance broker handles the heavy lifting at every stage.
Enquire
Answer a few quick questions by filling out our online form or give us a call (we love a chat) to kick things off.
Discuss your needs
A finance specialist will be in touch to learn more about your goals, situation and borrowing requirements.
Compare suitable options
We match your profile against our panel of 30+ lenders to identify loan options that may suit your needs.
Review your options
We lay out the best options in plain English so you can choose with confidence, no jargon and no pressure.
Accept and sign
Once you choose an option, we help complete the application and arrange the required loan documents for signing.
Settle
We take the hard work out of the process by managing the paperwork and dealing with the lender (or dealership) through to settlement.
COMPARING YOUR OPTIONS? WE WOULD TOO.
HOW WE STACK UP AGAINST THE REST
FIDO FINANCE
- Included:30+ lenders compared for you
- Included:One dedicated broker, start to finish
- Included:Your broker looks at the bigger picture and your future goals
- Included:Pre-approval helps you shop with confidence
- Included:Your broker is there for you beyond settlement
Dealer Finance
- Not included:Limited Choice: You may only have access to a smaller range of finance options.
- Not included:Bundled Costs: Fees and add-ons can make the overall cost harder to compare.
- Not included:Headline Rates: A low advertised rate may not tell you the full cost of the deal.
- Not included:On-the-Spot Decisions: Arranging finance while buying can leave less time to compare your options.
- Not included:Dealer-Led Process: The finance offered is usually connected to the dealership and purchase.
Direct Bank Applications
- Not included:More Legwork: You will need to compare banks and loan options yourself.
- Not included:Repeat Paperwork: Applying with multiple banks can mean providing your information more than once.
- Not included:Start Again: If one bank says no, you need to approach other lenders separately.
- Not included:Set Criteria: Banks may be less flexible with complex income or circumstances.
- Not included:More to Manage: Comparing and coordinating multiple applications is up to you.
Digital Fintech Platforms
- Not included:Less Local Support: You have limited access to Australian-based finance specialists.
- Not included:Harder to Resolve: Complex applications are harder to progress without a dedicated person helping you.
Cash Purchases
- Not included:Less Cash on Hand: A large upfront payment can significantly reduce your savings balance.
- Not included:Less Flexibility: Paying upfront leaves less cash for other priorities or emergencies.
Pre-approval
Everything handled in one place
From the first call to settlement, your broker manages the detail so you don't have to.
Eligibility checklist
Do you qualify?
We know there’s a lot more to you than your credit score. If you meet these basic criteria, we can explore your options.
- Age: 18+ with a valid driver’s licence or photo ID
- Income: Regular, verifiable income
- Credit History: All credit histories considered
- Residency: Australian citizen, PR or eligible visa
- Asset (if relevant): A clear sense of what you want to finance
Not always. If you don’t have funds available right now, we can still explore your options.
Education Hub
Don’t spend hours on Google. Access free guides, written by real finance experts, to help make your next move with confidence.
Ready to get started?
It only takes a couple of minutes to see your options, with no impact on your credit score.