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Loan refinancing made clearer

Compare refinancing options for eligible vehicle, lifestyle and personal loans across our panel of 30+ trusted Australian lenders.

  • Refinancing available for eligible existing loans
  • Cars, boats, motorbikes, caravans, and personal loans
  • Explore your options with no obligation to proceed
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Loan refinancing

Refinancing options tailored to your circumstances

Your loan needs can change over time. You might want to review your rate, repayments, loan term or features. Maybe you just want to combine eligible debts into one loan. Fido Finance can compare options for eligible car, motorbike, caravan, boat, jet ski and personal loans across our panel of 30+ lenders. Your dedicated specialist will take the time to understand your current loan, your goals and your circumstances. They’ll also explain the options available through our lender panel and support you through the entire process.

Why Fido Finance

We hunt down better rates

  • Get approved today, consolidate tomorrow

    Most approvals come through within 24 hours*

  • We fetch your best rate

    We compare 30+ lenders to find you the best options

  • Our experts make life simple

    You’ll only deal with one broker throughout the process

How does it work?

Six simple steps to settled

From your first enquiry right through to settlement, your dedicated Fido Finance broker handles the heavy lifting at every stage.

  1. Enquire

    Answer a few quick questions by filling out our online form or give us a call (we love a chat) to kick things off.

  2. Discuss your needs

    A finance specialist will be in touch to learn more about your goals, situation and borrowing requirements.

  3. Compare suitable options

    We match your profile against our panel of 30+ lenders to identify loan options that may suit your needs.

  4. Review your options

    We lay out the best options in plain English so you can choose with confidence, no jargon and no pressure.

  5. Accept and sign

    Once you choose an option, we help complete the application and arrange the required loan documents for signing.

  6. Settle

    We take the hard work out of the process by managing the paperwork and dealing with the lender (or dealership) through to settlement.

Why refinance with Fido Finance?

From lower repayments to more flexible terms, refinancing may offer benefits such as:

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Comparing available rates

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See how a different rate could affect your repayments and total loan cost

  • New rates may now be available
  • Your circumstances or credit profile may have changed
  • Your current rate may no longer be competitive
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Reshaping your repayments

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Explore a loan structure that may suit your current budget better

  • Review your repayment amount and frequency
  • Compare different loan terms
  • Consider the effect of fees and total interest
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Repaying your loan sooner

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A shorter term or extra repayments may help reduce your debt faster.

  • Explore shorter loan terms
  • Compare options allowing additional repayments
  • Review any early repayment fees or restrictions
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Finding more flexible features

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Compare loan features that may better suit how you manage repayments

  • Weekly, fortnightly or monthly repayments
  • Fixed rate for greater repayment certainty
  • Options without early repayment fees may be available
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Refinancing different loan types

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We compare options for several eligible personal loans

  • Car and motorbike loans
  • Caravan, motorhome, boat and jet ski loans
  • Personal loans and eligible debts for consolidation
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Getting support through the process

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We make the process straightforward from the start

  • Start with a chat about your current loan
  • A soft credit check may be available initially
  • Eligible applications may receive a decision within 24 hours
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About

About Fido Finance

Fido Finance is a 100% Australian-based finance brokerage.

Since 2020, we’ve built relationships with more than 30 bank and non-bank lenders to help Australians explore finance options that suit their goals and circumstances. In that time, we’ve secured over $700 million in approved loans.

From your first conversation through to settlement, you’ll work with one dedicated finance specialist. They’ll compare options from our lender panel based on your situation, talk you through the process and handle the paperwork. Loan terms may range from one to seven years, depending on the product, lender and your eligibility. There’s no obligation to proceed. We’re here for clear guidance and straightforward answers.

Frequently asked questions

Contact support

Refinancing involves replacing your current debt with a new loan structure - typically to secure a better interest rate, adjust your loan term or reduce fees. To help you understand your options, we evaluate your existing loan against our panel of 30+ lenders. If you choose to go ahead, your new lender pays off the outstanding balance of your old loan, and you start fresh with a new agreement tailored to your current financial goals.

Ready to review your current loan?

Talk with a finance specialist and explore refinancing options that may better suit your circumstances, with no obligation to proceed.